Tuesday, February 18, 2014

How Brokers In Auto Insurance Can Save You Money

By Ailene Acord


Looking at the wide array of lucrative offers presented by insurance companies, the choice of the best suiting insurance plan can be daunting. Insurance brokers can be the torchbearer for you in this respect as they can guide you in zeroing down on a perfect plan, economically.

1.Pay your insurance premium in advance. Pay semi-annually or annually your policy in full and you will receive a discount. You lose money when you pay your premium monthly. Insurance companies charge you additional $2 to $5 per month just for processing fees. You can save on those fees by setting your account to be paid automatically from your bank account. In addition, always pay your bills on time. Insurance companies charge late fees.

Why it is advisable to hire the services of an insurance agent? This is because these individuals, being professionals from the insurance industry, are adept with the available options. They know which insurance plan is apt for you and besides, their information network keeps them abreast with the latest plans & premium amounts. Therefore, the fee you pay them is worth the expertise and the efforts which eventually lead to a substantial premium cost saving. This way, you add value to your money.

Good insurance agents know the importance of coverage in case of a claim and therefore, will advise you a company whose plan can deliver more value for money, as compared to others.

As a smarter way to get a promising insurance agent, you can run through the yellow pages, search online and read customer reviews. Professional & genuine agents usually own a website with quotes of various insurance companies and with valuable tips for new & existing car policyholders.

6. Having theft prevention devices on your vehicle also gives you a discount on your auto insurance. If you have alarm, active disabling device, passive disabling device, or OnStar service on your car, tell the agent about it. 7.Good student discounts give you an additional discount if your children are on the policy and they are good students. The agent will require you to submit a copy of the grades. Follow these tips and shop online to save on your car insurance. Get work today and you can be saving as soon as tomorrow!




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