Saturday, August 10, 2013

Learn How A Bay Area Bankruptcy Lawyer Provides Relief For Debt Collections

By Sherrine Albao


If you have a lot of bills that are unpaid, you are likely to be flooded by the unfriendly phone calls of debt collectors. Most individuals do not know that these collectors can be silenced when they file for bankruptcy. A Bay Area CA bankruptcy lawyer will help you to start the process of getting back on your feet financially.

All calls from your creditors will come to a halt once you file your petition in the court. The reason is the automatic stay that will immediately become effective. This order is legal and makes it impossible for creditors to contact you or try to get money from you.

How long the automatic stay will last is dependent on the particular Chapter that is filed. The Chapter 7 is a faster case and could be discharged within a couple of months. In contrast, the Chapter 13 takes much longer. It could be up to three to five years.

Do not make the mistake of spending numerous hours thinking of how to settle your financial troubles. There are several experienced lawyers who can provide you with the required service. First time clients usually get a free consultation and this is one way for you to obtain more information about your legal rights in this area.

You now have the experience and knowledge of the attorney within your reach. Your situation will be evaluated and the options that are available will be presented to you so that you can be free from debt. If you pay attention to the recommendations and advice of the lawyer, you can be relieved of financial difficulties.

Finding the right Bay Area CA bankruptcy lawyer is not really difficult. Some of your friends or relations might have passed through this experience in the recent past. They will know some of the reputable attorneys who can give you the type of assistance that is required.




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