Thursday, July 27, 2017

Questions For Contractors Offering Storm Home Damage Repairs MN Homeowners Need

By Catherine Reed


When storms cause flooding and do structural harm to homes, getting them fixed and back to their original condition is of paramount importance to the owners. Unfortunately, unscrupulous individuals know that and often show up unannounced offering to make needed repairs and then disappear after they receive the upfront cash they demand. You don't have to be a victim of such a scam if you are smart and ask some pertinent questions of any contractor offering to make the storm home damage repairs MN homeowners badly need.

Although it may be tempting, you should never begin repairing your house without waiting on the insurance company to come out and assess the damages. In the meantime, you can get the repair process underway by contacting some contractors and doing some research. In order to get a sense of the success of the contractor, you should ask how long the company has been in business and what its experience is.

You have the right to ask for references that can be verified. These should be homeowners who needed similar repair jobs to yours, and they should be recent. If a contractor is not willing to give at least three references, you might want to move on to another company. It is important to get positive feedback from past clients.

Contractors must be licensed, bonded, and insured. You don't want to be liable for someone getting hurt while working on your property. If the contractor doesn't have sufficient liability insurance, that is what will happen. Contractors who have licenses, certifications, and any other appropriate designations are much more likely to do a good job than those without them.

A lot of contractors subcontract jobs to others instead of doing all the work themselves or using their own crews. This allows them to handle more jobs and make more money. It can be problematic for you however, if the subcontractors are not licensed or experienced. This is an important question to ask anyone handling repair work on your house.

Some homeowners try to save money by letting friends or family members, who consider themselves handy, make major repairs to their houses. This is almost always a mistake. You need someone who specializes in the kind of work you need done, not a part time handyman. A professional contractor with verifiable expertise is the best choice.

If a stranger shows up on your doorstep wanting to fix your house after a storm, you should be very suspicious. This is especially true if you notice they are driving a truck or car with an out of state license or don't have a business address. Individuals who try to get cash in advance of work should be shown off your property.

When storms damage your house, you need it repaired by someone who is experienced, professional and trustworthy. You home is a valuable asset. You shouldn't entrust it to just anyone. Asking pertinent questions in the beginning, will help prevent costly mistakes.




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