Things You Need To Know About Home Inspections In Georgia
If the offer on your first house has been accepted, you may think the seller and the Realtor have told you everything you need to know about the history and condition of the property you are buying. Some Georgians are surprised to learn a home inspection is necessary in order for you to get approval for and finalize a mortgage. Not all real estate transactions require an inspector's report, but many lenders consider it an important part of the loan process. There are a lot of reasons why home inspections in Georgia are in the best interest of prospective purchasers.
Some inexperienced buyers assume that getting a property inspected is the responsibility of the seller. That is not correct. The purchaser has to pay for the inspection. It may seem like an unnecessary expense, but it's a good idea to have a professional come out and take a close look at the house before you close on it. There may be things an inspector sees that would otherwise go unnoticed until something goes wrong or stops working.
In order for any house check to be valid it must be performed by a certified inspector. You can consult your Realtor if you don't know how to find a competent professional to do the job. Your mortgage lender might also be a good source of information.
There are certain things an inspector is not responsible for examining. These include chimneys, septic tanks, and any out buildings that may be located on the property you are buying. These professionals do inspect the attic, the basement, walls, windows, doors, and floors. They also check the wiring and plumbing to make certain everything is up to code. In the basement, inspectors look for signs of previous standing water damage, and cracks in the foundation.
It's a good idea to accompany the inspector when he or she is going over your house. If there is a serious defect, you will be able to talk about what it will take to repair or replace it right then. Inspectors are not contractors however. They may give you their opinion of what a problem will cost to correct, but they will not give you an estimate.
You should get a copy of the report the inspector makes after going over your property. If you have questions or concerns, now is the time to get a clear understanding of each line item. You may also be required to get a termite inspector to check your house and give you a clearance letter to go with your other paperwork.
If an inspector uncovers serious and costly problems with the house you intend to buy, you should contact the Realtor as soon as possible to renegotiate the sale price. If the seller is unwilling to work with you, you might need to reconsider purchasing the property all together.
There are a lot of details to attend to when it comes to buying a house. Getting it inspected is important and should be done sooner rather than later.
Some inexperienced buyers assume that getting a property inspected is the responsibility of the seller. That is not correct. The purchaser has to pay for the inspection. It may seem like an unnecessary expense, but it's a good idea to have a professional come out and take a close look at the house before you close on it. There may be things an inspector sees that would otherwise go unnoticed until something goes wrong or stops working.
In order for any house check to be valid it must be performed by a certified inspector. You can consult your Realtor if you don't know how to find a competent professional to do the job. Your mortgage lender might also be a good source of information.
There are certain things an inspector is not responsible for examining. These include chimneys, septic tanks, and any out buildings that may be located on the property you are buying. These professionals do inspect the attic, the basement, walls, windows, doors, and floors. They also check the wiring and plumbing to make certain everything is up to code. In the basement, inspectors look for signs of previous standing water damage, and cracks in the foundation.
It's a good idea to accompany the inspector when he or she is going over your house. If there is a serious defect, you will be able to talk about what it will take to repair or replace it right then. Inspectors are not contractors however. They may give you their opinion of what a problem will cost to correct, but they will not give you an estimate.
You should get a copy of the report the inspector makes after going over your property. If you have questions or concerns, now is the time to get a clear understanding of each line item. You may also be required to get a termite inspector to check your house and give you a clearance letter to go with your other paperwork.
If an inspector uncovers serious and costly problems with the house you intend to buy, you should contact the Realtor as soon as possible to renegotiate the sale price. If the seller is unwilling to work with you, you might need to reconsider purchasing the property all together.
There are a lot of details to attend to when it comes to buying a house. Getting it inspected is important and should be done sooner rather than later.
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Get a list of important things to consider before selecting a home inspector and more information about a reliable company that specializes in home inspections in Georgia at http://www.mickeyellishomeinspections.com/index.html now.
posted by Vittoria @ March 21, 2017
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