Tuesday, July 26, 2011

Protect Your Savings With Personal Injury Claims

By Jack Wogan


Personal injuries are the natural consequences of severe accidents. Accidents can be caused by poor work conditions, neglectful car or motorbike drivers. They can also be the result of tripping or slipping events. Individuals that have suffered trauma that was not provoked by them are entitled to initiate a personal injury claim process.

In most cases it takes time and emotional strain to settle personal injury accident claims. However, your burden can become easier if you seek legal advice from experts. An experienced lawyer can help you get the best amount for your compensation. Finding one will not be difficult because most insurance companies work with them. Nevertheless, if you feel that a different legal expert can represent your case better, you should not accept the one provided by the insurance company.

Solicitors that are experienced in personal injury claims will evaluate the circumstances in which your accident took place in order to pronounce themselves on the validity of the case. They will let you know if you have the right to a compensation entitlement. Perhaps most useful, they will show you how to claim a compensation and will keep you in the loop with the progress of your legal action.

Claimants have to understand that personal injury accident claims have to be made by taking into account the long-term effects of the unfortunate event. In this sense, it is advisable to keep all the bills that are related to your accident. Your pain and suffering is likely to generate serious expenses.

One of the most important aspects when making a personal injury claim is to announce it immediately to the police and your insurance company. For obtaining a satisfactory compensation claim, time is of the essence. If you have passed the time limit, your claim may be annulled. In the UK for example, you can start the personal injury court proceedings within 3 years of the date of the accident.

Many people do not know that they can get compensation not only for their injuries but also for the impact that those injuries had on their lives. In popular terms, this is called compensation for loss of amenity and is expected to compensate financially for the claimant's loss of mental or physical capacity to enjoy some of his favorite activities.

To understand better what a loss of amenity means, take the following example. A violin player's hand is permanently damaged by an accident provoked by another person. Most probably, he will not be able to play this instrument for a long time. Therefore, he has the right to get a compensation which has to cover the costs for the loss of one of the most meaningful activities for the victim: the ability to create music by playing violin.




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